How to use Paytm ?

• Since Prime Minister Modi announced the demonetization of the rs.500 and rs.1000 notes, Paytm, and other Mobile wallets have enjoyed tremendous growth. The lack of cash in hand and long lines have made digital wallet a necessity for the common man -at least those with a smartphone -propelling the likes of paytm to the top of the use's mind.
•   Are you too Confused about what is paytm , how paytm works, and what you can do with it? Then read this guide to using Paytm.
•   What is paytm?
•  Paytm Owned by one 97 communications, is a a digital payment platform that allows you to transfer cash into the integrated wallet via online banking,debit cards, and credit cards, or even by deposit cash via select bank and partners.using the money in the paytm wallet you can pay for for a number of goods without using cash.
•      Among the transactions you can make on paytm are recharged for mobile phones, metro cards, DTH cable, data cards etc, as well as postpaid payment for mobile phones, Landline/broadband, electricity, water and gas bill, etc. You can also book a ticket for buses, train, flights,movies, hotel, etc.
• What is paytm wallet?
• Paytm wallet, as mentioned above is the digital payment instrument where you can transfer money from your bank account or credit card to use for a transaction on the platform. You neet to set up an account using  your mobile phone number and email id to setup a
• Paytm account and transfer cash the wallet. You can add up to rs 10000 in a month in the wallet, if you want to increase the monthly limit, then you can get KYC process done.With this, you can have up to rs 1 Lakh in the Paytm Wallet at any point in time.
• How to use Paytm and Paytm Wallet?
• In Order to use the Paytm wallet and transact cash-free, set up an account with paytm. As we mentioned earlier, you need to provide your mobile phone number and email ID to create on the platform. Then add some money to paytm wallet, Which can be done your net banking account ,credit or debit cards. with some cash in your Wallet, you can start making payments for bills, buying goods, booking tickets etc.  
• Paytm also allows you to send money to other people's paytm wallets or to bank accounts To do that, select the 'pay or send' option and either uses a QR code to complete the transaction or send it using the recipient' s phone number. Paytm also shows if there is any pending Paytm request that you need to complete.
• How to use paytm for offline payments?
• you can make cashless payments using paytm wallet even without internet connectivity. If a retail accepts paytm as a mode of payments, you can either use QR codes, along with a one-time password [OTP] to pay them . To do this, you need to open the app, select the 'pay or send ' option and choose between QR code or codes [provided in two separate taps], just scan the codes and 
• enter the OTP to authorize the payments offline. This feature can be especially useful right now when the whole country is facing a cash crunch and internet connectivity is still not good enough to facilitate online transactions.